As always happens around this time of the year newspapers and magazines are full of ways to save money so I thought I would have a go.
1. Apparently if you have more bedrooms than people in a house, then you can save with a water meter.
My current annual water bill is £320, according to the Water Meter Calculator my annual water usage would cost £221.
£99 saved.
Total: £99 saved.
2. You can claim a tax rebate if you wear a uniform which you are responsible for washing/laundering yourself.
I do not wear a uniform.
£0 saved.
Total: £99 saved.
3. Check that you are receiving the correct child benefits.
I have no children.
£0 saved.
Total: £99 saved.
4. Earn £125 by switching banks
Due to my credit score (which I am working hard to improve) I am currently unable to change banks.
£0 saved.
Total: £99 saved.
5. Check that you are on the best energy tariff.
I check my tariffs every year and move as necessary.
£0 saved.
Total: £99 saved
6. Analyse your budget. Are you spending more than you earn?
I don't have a credit card, neither do I have an overdraft, therefore, if I haven't got it, I can't spend it!
£0 saved.
Total: £99 saved.
7. Sign up for free monthly tea and cake at John Lewis, or a free daily coffee at Waitrose.
I have neither John Lewis nor Waitrose locally.
£0 saved.
Total: £99 saved.
8. Haggle down other utilities.
I phoned Virgin last year and said I was cancelling, I had £5 a month knocked off my bill. Unfortunately this has been wiped out by the annual price increase.
£0 saved.
Total: £99 saved.
9. Reclaim mis-sold PPI.
I have never been mis-sold PPI, I have always fully understood it and refused it if I felt it was not necessary.
£0 saved.
Total: £99 saved.
10. Check around for better mortgage deals.
I do not have a mortgage, the house is fully paid off.
£0 saved.
Total: £99 saved.
11. Check around for a better car insurance deal.
I do not have a car.
£0 saved.
Total: £99 saved.
12. Check around for a better credit card deal.
I do not have a credit card.
£0 saved.
Total: £99 saved.
So whilst £99 is a good start, it is far, far short of the £1000 predicted, and frankly, by the time I have taken a day's annual leave to have the meter fitted, I am not going to be making a saving.
Has anyone else tried to save £1000 in a day?
Interesting! I didn't know that you can claim a tax rebate if you wear a uniform....I'll have to look into that for my fella....
ReplyDeleteIt's probably not going to be a huge amount, but every little helps :)
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