Saturday 31 December 2016

I also would like to save £xx in January.

So here we are, the last day of 2016 and unsurprisingly all the saving money posts are rearing their ugly heads.

I've blogged before about the 'saving £1000 in a day' type newspaper articles, if you can save that much so quickly just by checking insurance policy renewals, energy contracts, direct debits etc, then you clearly do not have a handle on your spending.  

Piggy Bank, Coin, Pink, Piggy, Bank, Finance, Money

Another favourite tip to save money is to eat out less.  I eat out four times a year - my birthday, Mum's birthday, Dad's birthday and a family Christmas meal - which I do not think is excessive and does not need to be cut down.

Similarly, we are encouraged to cut down on takeaways.  I can't actually remember the last time I had a takeaway.  If I fancy a Chinese or a pizza I nip into Tesco or Morrison's and spend £2 or £3 instead of £10 or £15.

How many takeaways and meals out do people have that they can save £100s every month by cutting them out?

I am going to try and take lunch to work more instead of spending £3 per day on meal deals, £1 on Mondays with O2 Priorities, which should save me a little after taking into consideration the extra grocery spend on my big shop to cover the lunches.

Do you have any other tips on how to save?